Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Valorizze on 29/07/2026

Useful informations

This card is perfect for young individuals seeking financial independence without hidden charges, serving as an effective tool for learning fiscal responsibility alongside tangible benefits.

In addition to cash back rewards, cardholders receive complimentary identity monitoring and zero liability for unauthorized transactions, ensuring peace of mind at all times.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Security Alerts
Contactless Technology
Rewards Program
Annual Fee Free
Price Protection
International Card
Cashback

Cons

No airline miles
No travel insurance
No access to VIP lounge
Need to have a linked bank account
High interest rates
Credit limit subject to analysis

See more card details:

5% Cash Back

Enjoy 5% back in rotating categories each quarter, including Amazon.com, dining, and gas stations.

Cashback Match™

Discover automatically matches your cash back earnings at the end of your first year with no limits.

No Annual Fee

There’s no annual maintenance fee, allowing students to focus on spending and rewards.

Credit Building

An excellent opportunity to establish a positive credit history right from college.

No Late Fee

First-time late payments do not incur a fee, so you won’t be penalized for your first oversight.

Security Alerts

Discover monitors your Social Security number and sends alerts if your information appears on the Dark Web or is recorded in new databases.

Global Acceptance

This card is accepted at millions of locations around the globe thanks to the Discover network.

Credit Monitoring

Access your FICO® Credit Score for free at any time through the app or website.

Frequently Asked Questions (FAQ)

How does the Cashback Match work?

At the end of your first year with the card, Discover will automatically add the total cash back you earned to your account.

Do I need a credit history to get approved?

Not necessarily. This card is designed for students who are just starting to build their credit.

What are the 5% cash back categories?

These categories change every quarter and may include gasoline stations, grocery stores, restaurants, Amazon.com, and selected retailers.

Is there an annual fee for the card?

No, the Discover it® Student Cash Back card has no annual fee indefinitely.

What happens if I miss a payment?

Discover will not charge a late fee for your first missed payment, and this delay won't raise your APR.

Can I use this card internationally?

Yes, it is an international card, and Discover does not charge foreign transaction fees for purchases made abroad.

Top 5 most requested cards

The card: Discover it® Student Cash Back comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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