Card image Spark Cash Plus

Spark Cash Plus card

Check the key information to help with your decision.

Spark Cash Plus card

Check the key information to help with your decision.

By Valorizze on 29/07/2026

Useful informations

Enhance your business savings by enjoying a generous 5% cash back for hotel and car rental bookings made through Capital One Travel.

Additionally, you can have your $150 annual fee fully refunded each year when your business spending reaches at least $150,000 with this card.

Bank

Capital One

Contact

www.capitalone.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

Want more options?

Compare other options and choose the ideal card for you.

 
 

Click unlock and compare the available cards

UNLOCK

Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Extended Warranty
Possible Annual Fee Waiver
International Card
Purchase Protection
Security Alerts
Rewards Program
Travel Insurance
Provides Additional Cards
International
Contactless Technology
Price Protection
Restaurant Discounts
Installments Without Interest
Concierge
Home Assistance
VIP Lounge
Exclusive Discounts
Cashback

Cons

Does not accept bad credit
No access to VIP lounge
Need to have a linked bank account
Credit limit subject to analysis
Does not have contactless technology
High interest rates
No rewards program
Annual fee
No points program
No airline miles

See more card details:

Consistent 2% Cash Back

Receive an ongoing 2% cash back on every business expenditure, with no caps or expiration limitations.

Significant Cash Bonus

New users can achieve a substantial welcome bonus by fulfilling tiered spending criteria within the first six months.

Flexible Spending Limit

This card adjusts to your financial needs, offering a spending limit that grows in line with your spending behavior and credit profile.

Refundable Annual Fee

When you maintain a minimum spending of $150,000 annually, your $150 fee is refunded.

Enhanced Travel Rewards

Benefit from a higher cash back rate of 5% when booking accommodations and rentals through Capital One Travel.

No Cost Employee Cards

Track the spending of your employees and reap rewards from their purchases without incurring extra yearly fees.

Zero Foreign Transaction Fees

Enjoy overseas business activities without the burden of foreign transaction fees.

Frequently Asked Questions (FAQ)

What is the cashback rewards program like?

You can earn a limitless 2% cash back on all business purchases, without any restrictions on categories or limits on earnings.

Is there a spending limit established for this card?

No, the Spark Cash Plus operates as a charge card without a preset spending limit, offering adjustable spending power based on your habits.

Can I carry a balance on this card monthly?

No, this charge card mandates that the entire balance be paid off each month to ensure your account remains in good standing.

How do I qualify for an annual fee waiver?

If you spend a minimum of $150,000 in net business purchases annually, Capital One will refund your $150 annual fee.

Are there any fees for international transactions?

There are no foreign transaction fees applicable when using this card for purchases outside of the US.

What benefits are available for travel-related bookings?

You earn an impressive 5% cash back on hotels and rental cars booked through the Capital One Travel service.

Top 5 most requested cards

The card: Spark Cash Plus comes with these benefits from Visa

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Capital One

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
YOU WILL BE REDIRECTED