Card image Bilt Mastercard® Rewards

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

By Valorizze on 29/07/2026

Useful informations

Maximize your rewards by transferring points to elite travel partners at a rate of 1:1, or use them to secure a down payment on your future home.

The Bilt app allows you to manage everything easily, ensuring that your daily expenditures translate into tangible benefits at no cost.

Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Mastercard Platinum Benefits
Purchase Protection
Travel Insurance
Contactless Technology
International
Points Program
Annual Fee Free
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Rewards Program
International Card
Air Miles

Cons

Need to have a linked bank account
Does not accept bad credit
High interest rates
Credit limit subject to analysis
Does not offer cashback

See more card details:

Rent Points

Earn 1 point per dollar spent on rent with no processing fees, up to 100,000 points each year.

Dining Rewards

Obtain 3 points for every dollar spent on dining, perfect for those who frequently enjoy restaurants and takeout.

Travel Focus

Accumulate 2 points per dollar on travel booked directly with airlines or hotels.

1:1 Transfer

Transfer your accrued points to leading hotel and airline loyalty programs.

No Annual Fee

Enjoy all the premium features of the card at no annual fee.

Mastercard World Elite

Gain access to exclusive benefits such as cell phone protection and travel concierge services.

Frequently Asked Questions (FAQ)

What is the annual fee for the Bilt Mastercard?

This card comes with no annual fee, allowing you to enjoy benefits without any yearly charges.

How do I earn points on rent payments?

You can pay your rent via the Bilt app using the card or a linked bank account to avoid fees and earn 1 point per dollar.

Is there a minimum usage requirement to earn points?

Yes, you need to complete at least 5 transactions with the card in each billing cycle to accumulate points.

What are the point earning rates for other purchases?

The card grants 3x points at restaurants, 2x points on travel, and 1x on other eligible purchases.

Can I use points to buy a house?

Yes, Bilt Rewards points can be redeemed to assist with the down payment on a home.

Top 5 most requested cards

The card: Bilt Mastercard® Rewards comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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